AI & ML Credit

Experian Sharpens Focus On Developing A Game-Changing Offering Using Analytics And AI (Peter High, Forbes)

Shri Santhanam came to the world of AI and analytics first in serving clients as a consultant at Mercer and Oliver Wyman. Next, he co-founded OW Labs to make sense of client data, unearth hidden knowledge, surface insights where clients need them, and reinvent decision making, building up a team of roughly 100 in the […]

Alternative Data Credit

GAO Asked to Study Alternative Data Credit Decisions (

In a new letter last month, a group of Democratic lawmakers asked the Government Accountability Office (GAO) to take a closer look at the use of alternative data for credit decisions, particularly in the context of mortgage lending. Alternative data can help lenders expand access to credit and make loans available to more consumers who […]

Credit Indonesia

OJK officially recognizes CredoLab as first credit-scoring fintech firm (The Jakarta Post)

Smartphone-based credit-scoring financial technology (fintech) company CredoLab announced that it had been officially acknowledged by the Financial Services Authority (OJK) as a provider of fintech services in Indonesia, making it the first firm of its kind to be listed by the regulatory body. The Singapore-based company stated in a statement that it had fulfilled all […]