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When blockchain arrives in fintech, old-line payment processors will feel the pain (Beth Kindig, marketwatch.com)
Finance is changing rapidly through mergers and acquisitions, but not rapidly enough. There will be tremendous pressure for traditional payment processors to get with the times and adopt blockchain, or else they will be left behind by lower-cost competitors. Visa V, -0.64% on Jan. 13 said it plans to acquire Plaid, a back-end software company that helps applications […]
AI Will Give Rise To FinTech 2.0 And Longevity Banks (Margaretta Colangelo, Forbes.com)
Over the past 100 years the financial industry has largely excluded people in retirement. Even today tech entrepreneurs are ignoring financial inclusion for people over 60, who make up the wealthiest part of the financial system, and instead, are developing new financial products designed for younger people. The most valuable and capable client demographic in […]
Open Banking Will Give Consumers Control Of Their Data, But Most Australians Still Haven’t Heard Of It (which-50.com)
The scheduled launch of Australia’s open banking regime is just two months away, however new research shows three-quarters of Australians haven’t heard of the incoming data portability scheme and half are concerned about the security of their data. Open Banking is a government and regulator-led scheme which mandates banks share consumers’ data in a machine-readable […]