Fintech Open Banking Open Finance

7 (Realistic) Predictions for How Banking Will Look in 2020 (Bob Letgers,

It’s that time of year again: experts from all industries are taking out their respective crystal balls to foresee what major shifts might befall their businesses in the year ahead. And the fintech world is no different. Just looking at some of the major shakeups that came to fruition for fintech in 2019, from the launch […]

Open Banking Open Finance

UBank Lays Groundwork For Open Banking With Basiq Partnership (

UBank has tapped fintech Basiq to help it prepare for open banking. The first phase of the partnership is an update to the bank’s in-app budget tool which uses machine learning to provide insights into consumers’ spending habits.  By next year, the partnership will offer customers predictions of future spending behaviours within their UBank app. […]

Open Banking Open Finance Payments

Five big bets for retail payments in North America (

Imagine banks as mere funding sources, not as primary, customer-facing retail payments players. While retail payments leaders are seeing near-term growth, incumbents are projected to lose 11 to 15 percent of their revenue pool to new competitors. We offer five big bets banks can place to drive transformational change in North America retail payments. Will […]

Open Banking Open Finance Payments

VoPay Partners With Hydrogen to Offer Fintech Clients Seamless Access to Open Banking Payments (

VoPay empowers businesses to offer direct bank account payments just like credit cards Increased access to open banking is empowering fintechs to offer a better consumer experience  API integration provides a simple, yet powerful plug and pay solution  VANCOUVER, BC–(BUSINESS WIRE)–VoPay, a leader in payment technology innovation, is pleased to announce that it has partnered […]

Open Banking Open Finance

Financial services in the 2020s: From Open Banking to Open Finance (

Technology continues to progress at breakneck speed. At the same time, regulations imposed by national and supra-national bodies are introduced very slowly. This leads to a lag in which technology can impact without there being ample regulatory safeguards in place. We see this across industry, with questions asked on an ever-increasing frequency: Are laws around […]