AI & ML Fintech

AI-bank of the future: Can banks meet the AI challenge? (

Artificial intelligence technologies are increasingly integral to the world we live in, and banks need to deploy these technologies at scale to remain relevant. Success requires a holistic transformation spanning multiple layers of the organization. In 2016, AlphaGo, a machine, defeated 18-time world champion Lee Sedol at the game of Go, a complex board game requiring […]


VisaNet +AI Adds Predictive Element To Processing And Settlements (

Within financial services, artificial intelligence (AI) is typically deployed in various efforts to identify and stop fraud. But advanced technologies can also be leveraged to help financial institutions (FIs) operate more efficiently, improving the end-to-end payments experience for their consumers. It’s that holistic approach that has driven Visa’s expanded AI initiative announced Tuesday (Feb. 2). The company said it has […]


Arming The Titans: Why BM Technologies’ BaaS B2B2C Strategy Will Revolutionize Banking (Michael Paul-James,

Summary With a low 1.8x multiple on revenue and a 9x multiple on EBITDA, I expect the stock could easily double in 2021, reaching the FinTech sector norms. Banking-as-a-Service (BaaS) cooperative strategies work: Through their successful collaborative efforts with T-Mobile and BenefitHUB, BM Technologies has entered a joint effort with Google to expand its financial […]

COVID-19 Open Banking

How Covid-19 turned out to be Open Banking’s moment to shine (Constanza Castro Feijóo,

If you were to ask a UK business in the past few months whether they use Open Banking, they might look confused. But if you asked them whether they’ve been using digital tools to help them forecast their cashflow, see their accounts in real time, issue paperless invoices to clients or apply for a government […]


How data analytics and machine learning are transforming money lending – CDO at Monedo (

Konstantinos Papakonstantinou remembers a time when the use of AI was barely spoken about in the financial sector. “A few years back it was very hard to go to a conference and hear professionals from different organisations talk about leveraging alternative data sources and machine learning to underwrite customers,” he says. “Now we see many […]

COVID-19 COVID-19 Analytics

How Effective Are Contact Tracing Apps? (Chloe Hadavas,

This article is part of Privacy in the Pandemic, a Future Tense series. At the heart of recent debates on automated contact tracing in the U.S. and Europe has been the issue of privacy. The underlying assumption of these discussions is that contact tracing apps can serve as a kind of panacea—a way for societies to reopen with minor inconvenience—if […]

COVID-19 COVID-19 Analytics COVID-19 Diagnostics COVID-19 Therapeutics SB

What we need is a Global Public-Health Data Strategy for Beating COVID-19 and Future Pandemics

Summary Inthe first 4 months of 2020, the United States alone has seen a death toll from COVID-19 of 60,000 people, which matches all American deaths suffered during 12 years of war in Vietnam. At the same time, annual US deaths from Cancer in 2020 alone are estimated to be over 600,000. While the cause of the COVID-19 […]

COVID-19 Impacts SB

Four Positive Impacts of the COVID-19 “New Normal” to Organizations (Simon Brightman,

What will the “New Normal” look like for organizations of all shapes and sizes? In this article I propose four areas (risk-taking & decision-making, budgets & investments, partnerships & collaborations, sales & client management) where change has the potential to yield positive impacts, as organizations adapt and redefine many aspects of their strategies & operations. […]